How Much Does Home Insurance Cost?
Posted: July 12, 2024
You’ve negotiated a good deal on your new dream home. It’s in the perfect neighborhood and in great shape. Even better, those monthly mortgage payments won’t stop you from going out to a nice dinner occasionally or even heading off on vacation. Everything is perfect. But hold on. Did you factor in the cost of homeowners insurance? Thankfully, the cost of homeowners insurance typically doesn’t have...
7 Alternatives to a Traditional Grass Lawn
Posted: June 24, 2024
Every homeowner dreams of having a yard filled with lush, perfectly green grass. But if you manage your own landscaping, it doesn’t take long to realize that achieving lawn perfection takes a whole lot of time, work and money. You have to water, fertilize, mow, weed, trim, dethatch, aerate… the list goes on. And if you slack on yardwork, your lawn will quickly take on...
When Should I Call My Insurance Agent?
Posted: June 14, 2024
While the information age has graced us with many online conveniences, there are areas of importance where only a conversation with another person will do. Insurance is one of those topics. Talking things over with a friendly, knowledgeable agent — especially one from a proven provider who knows your circumstances personally — can mean a big difference when it comes to planning your security. But...
What is Guaranteed Replacement Cost?
Posted: June 12, 2024
Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...
Beyond the Walls: What is Dwelling Coverage and How Much is Enough?
Posted: May 3, 2024
Dwelling coverage is the portion of your homeowner’s insurance that protects the physical structure of your home from common hazards. This includes not only the livable area of your house but also attached structures like your deck, porch, or garage. Since it covers anything that’s considered to be legitimately part of your home’s structure, it also covers things like built-in appliances. When it comes to unattached...